While you may be a bit stunned after a car accident, it’s important to rundown a checklist in your head of things to do in order to be able to be prepared for what comes next…such as dealing with the insurance specialist and/or lawyer.
First things first: stay safe. Do what you have to in order to get out of harm’s way. Call 911 immediately. Figure out whether or not you or others are injured. If you have a smartphone, take photos of the scene, including the license plates of the involved vehicles and damages done. If and when police arrive, follow their instructions.
When dealing with the people at the scene, don’t admit fault. Exchange names and car insurance information of any drivers involved in the accident. Ask for names and contact info of any witnesses. Give your name and insurance info to the police and to the other driver(s).
Call your insurance company to inform them of the situation. They’ll give you instructions to follow. Obtain an accident/incident report filed by the police and other drivers in order to assist in settling your claim.
Document everything– take names, write down dates, times, notes from conversations, etc. Keep all receipts involved, too. Your case will depend on “the details” so this is a time in your life when you need to pay close attention to details.
Finally, if the case becomes more complicated or more magnified than you could have imagined, then be sure to inform your insurance specialist and/or lawyer that there is a company with accident reconstruction software available that could help prove your side of the story. Have them visit http://www.4n6xprt.com/ to learn more about the software.